Category: Budgeting Basics
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Beginner Common Budgeting Mistakes To Avoid There’s an exciting energy that comes with starting your first budget. It feels like a fresh notebook at the beginning of a school year, clean pages, sharp pencils, a renewed sense of hope that this time you’ll get it right. And yet, for millions of people, the enthusiasm fades…
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Start From £0 And Build A Solid Emergency Fund There is a particular kind of financial stress that doesn’t come from debt, bills, or even low income. It comes from fragility. It’s the nagging worry that an unplanned expense—whether it’s fixing a flat tyre, dealing with a broken heating system, covering a dental visit, or…
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Start A Budget From Scratch There’s usually a moment. Not dramatic. Not announced. Just… sharp. Maybe it hits you standing at the checkout, the beep of the scanner still going, when your card doesn’t go through and you laugh it off like it’s nothing. Maybe it’s later, at home, staring at a stack of…